Monique Braud Peace
+13104767931
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875

VA LOANS - NO MONEY DOWN up to $2,500,000 Loan Amount!*

JUMBO Non-Conforming & Non-QM 10% Down NO MI

DSCR - Investment Property - NO Personal Income Required


FHA 3.5% Minimum Down Payment 1-4 Units

$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement

Conforming 3% Down | 1 Unit $806,500 Loan Amount  

5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650

3 Units - $1,248,150
4 Units - $1,551,250

In today's volatile market, you need a professional, experienced partner. 

Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors. 

"I am blessed to be able to do what I love! 

If you have been dreaming of owning a home, NOW IS THE TIME! 

"Home Ownership is the key to independent & generational wealth. 
Let's work together to make this happen for you!"  

Contact me today!

Email: Monique@MoniquePeace.com
Office:   310-476-7931

Cell:      310-902-3702

MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity

ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in.  Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.

www.nmlsconsumeracces.org

Recent Articles

Feb
13
2025
Home Prices Are Rising—But That’s a Good Thing!
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November 2025. But don’t worry—this...
Feb
05
2025
Thinking About Moving in 2025? Here’s How to Make It Happen!
A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance, you can turn your dream move into...
Jan
29
2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of rising home prices, mortgage...
Jan
20
2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic...
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