Monique Braud Peace
+13104767931
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875

VA ZERO Down Payment, up to $2,500,000 Loan Amount!*

JUMBO Non-Conforming & Non-QM less than 20% Down, NO MI

DSCR - Investment Property - NO Personal Income Required


FHA 3.5% Minimum Down Payment 1-4 Units

$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement

Conforming 3% Down | 1 Unit $806,500 Loan Amount | First-Time Buyer
 

5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650

3 Units - $1,248,150
4 Units - $1,551,250

In today's volatile market, you need a professional, experienced partner. 

Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors. 

"I am blessed to be able to do what I love! 

If you have been dreaming of owning a home, NOW IS THE TIME! 

"Home Ownership is the key to independent & generational wealth. 
Let's work together to make this happen for you!"  

Contact me today!

Email: Monique@MoniquePeace.com
Office:   310-476-7931

Cell:      310-902-3702

MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity

ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in.  Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.

www.nmlsconsumeracces.org

Recent Articles

Dec
11
2024
How to Buy a Home with Low Income: Yes, It’s Possible!
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get you closer to the keys to your own front...
Dec
04
2024
Affordable Homeownership: 6 Questions to Help Lower Costs
Buying a home doesn’t have to break the bank. With a little creativity and the right resources, you can find ways to make homeownership work for your budget. Whether you’re exploring your first home or looking for ways to cut costs, there are solutions within reach. Here are 6...
Nov
27
2024
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best move yet. Mortgage Rates Are Looking...
Nov
20
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Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...
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