Monique Braud Peace
+13104767931
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875
VA LOANS - NO MONEY DOWN up to $2,500,000 Loan Amount!*
JUMBO Non-Conforming & Non-QM 10% Down NO MI
DSCR - Investment Property - NO Personal Income Required
FHA 3.5% Minimum Down Payment 1-4 Units
$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement
Conforming 3% Down | 1 Unit $806,500 Loan Amount
5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650
3 Units - $1,248,150
4 Units - $1,551,250
In today's volatile market, you need a professional, experienced partner.
Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors.
"I am blessed to be able to do what I love!
If you have been dreaming of owning a home, NOW IS THE TIME!
"Home Ownership is the key to independent & generational wealth.
Let's work together to make this happen for you!"
Contact me today!
Email: Monique@MoniquePeace.com
Office: 310-476-7931
Cell: 310-902-3702
MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity
ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in. Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.
www.nmlsconsumeracces.org
Recent Articles
Mar
12
2025
12
2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
If you’re planning to sell your home, you may have heard about capital gains taxes—but what does that mean for you? The good news is, many homeowners can reduce or even avoid paying taxes on their profits if they meet certain requirements. Here’s a simple breakdown...
If you’re planning to sell your home, you may have heard about capital gains taxes—but what does that mean for you? The good news is, many homeowners can reduce or even avoid paying taxes on their profits if they meet certain requirements. Here’s a simple breakdown...
Mar
05
2025
05
2025
Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
Feb
26
2025
26
2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This presents an opportunity for both buyers and...
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This presents an opportunity for both buyers and...
Feb
19
2025
19
2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...
