Monique Braud Peace
+13104767931
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875
VA LOANS - NO MONEY DOWN up to $2,500,000 Loan Amount!*
JUMBO Non-Conforming & Non-QM 10% Down NO MI
DSCR - Investment Property - NO Personal Income Required
FHA 3.5% Minimum Down Payment 1-4 Units
$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement
Conforming 3% Down | 1 Unit $806,500 Loan Amount
5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650
3 Units - $1,248,150
4 Units - $1,551,250
In today's volatile market, you need a professional, experienced partner.
Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors.
"I am blessed to be able to do what I love!
If you have been dreaming of owning a home, NOW IS THE TIME!
"Home Ownership is the key to independent & generational wealth.
Let's work together to make this happen for you!"
Contact me today!
Email: Monique@MoniquePeace.com
Office: 310-476-7931
Cell: 310-902-3702
MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity
ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in. Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.
www.nmlsconsumeracces.org
Recent Articles
May
07
2025
07
2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...
Apr
30
2025
30
2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
Apr
23
2025
23
2025
Why the Housing Market Isn't Crashing in 2025
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...
Apr
16
2025
16
2025
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
When you’re budgeting for a new home, there’s one number you don’t want to overlook: property taxes. Whether you're buying your first home, relocating, or investing in land, understanding how property taxes are calculated is essential to avoid surprises and...
When you’re budgeting for a new home, there’s one number you don’t want to overlook: property taxes. Whether you're buying your first home, relocating, or investing in land, understanding how property taxes are calculated is essential to avoid surprises and...
