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If No Response Is Received From A Credit Bureau

These are sample letters only. They are designed to help you with formatting your own personal letters pertaining to your own situation(s). NEVER waste your time or any credit bureau's time with illegitamate claims.

Date

ATT: Consumer Assistance

Credit Bureau
Address

RE: __________________ Social Security Number

Dear (Credit Bureau Name):

On (day/month) ___________ and (day/month) ___________, I sent you letters requesting items be investigated on my credit report. See enclosed certified letter copies.

As of yet I have not received a response from you. Under the Fair Credit Reporting Act you are required to respond within a "reasonable period of time", that being defined as 30 days.

I am sending this letter certified so I will know you did receive it. Barring a response from you in a reasonable amount of time (7 days), I will have no option but to pursue my legal rights.

Sincerely,


Name
Address
Social Security Number


This letter is meant to serve as an example only. The text of your letter should pertain to your personal situation. You should consult an attorney for any legal questions you might have.




We are in the business of obtaining the best possible loan to meet your needs and goals, we are NOT in the credit repair business. You can remove erroneous information from your credit report by following instructions contained in this section of our website, or seek the help of a true professional, NOT a "Credit repairing agency" - that is the worst thing you can do!

Disclaimer:
This website section has been prepared for general information purposes only. The information in this section is not legal advice. Legal advice is dependent upon the specific circumstances of each individual situation. Laws may vary from state to state. We are not lawyers. We do not offer legal advice. The issues discussed on this site are the expression of the personal experiences of laypersons. Finally, the information contained in this section of the website is not guaranteed to be up to date. Therefore, the information contained in this section cannot replace the advice of competent legal counsel licensed in your state.

Disclaimer of Warranty.
The materials, information and forms available in this section of the website are provided without any warranties, express, implied or statutory. Any and all implied warranties of merchantability or fitness for a particular purpose are hereby disclaimed.

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Monique Peace
2121 Rosecrans Avenue 6th Floor
El Segundo, CA 90245
Phone (310) 476-7931
Fax (310) 362-8829

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